woman after a car accident

Understanding Your Rights and Options After a Murfreesboro Car Crash in Rutherford County 

On a crisp autumn morning, Sarah’s routine commute to work at the local hospital suddenly turned tragic. A distracted driver ran a red light at North Thompson Lane, T-boning Sarah’s sedan and sending it spinning through the intersection. Hurt and confused, Sarah did not know what to do or where to turn. Her whole world was turned upside down.

This hypothetical situation mirrors countless other car accidents across Tennessee’s Rutherford County. For victims like Sarah, the fallout of a car wreck can deliver a whirlwind of medical bills, lost wages, and emotional trauma. In these critical moments, a trusted Mursfreeboro car accident lawyer serves as an insightful guide on the road to recovery and fair compensation. 

The Physical and Emotional Toll of Common Car Accident Injuries

Car accidents can result in a wide range of injuries, from minor scrapes to life-altering conditions. In some cases, permanent injuries can lead to severe disability and diminished quality of life. 

Here are some of the most common injuries our Murfreesboro personal injury law firm sees.

  • Whiplash. This neck injury occurs when your head is suddenly jerked forward and then backward. While it may seem minor at first, whiplash can lead to chronic pain and limited mobility.
  • Broken bones. The force of a collision can easily fracture bones, particularly in the arms, legs, and ribs. These injuries often require extensive medical treatment and rehabilitation.
  • Traumatic brain injuries. From concussions to severe brain damage, head injuries can have long-lasting effects on your cognitive function, memory, and quality of life.
  • Spinal cord injuries. Damage to the spinal cord can result in partial or complete paralysis, forever changing the course of your life.
  • Emotional trauma. Don't underestimate the psychological impact of a car crash. Many victims experience anxiety, depression, and post-traumatic stress disorder (PTSD) long after their physical wounds have healed.

Car Accident Types, From Fender Benders to Fatal Crashes

As experienced Tennessee auto injury attorneys, we've seen almost every type of vehicle accident imaginable. Common scenarios include:

  • Rear-end collisions. Picture yourself stopped at a red light on Medical Center Parkway when suddenly, a distracted driver slams into your back bumper.
  • T-bone accidents. You're cautiously crossing the intersection at Memorial Boulevard and Northfield Boulevard near Northfield Court Shopping Center. Suddenly, a speeding driver runs a red light and crashes into your driver's side door.
  • Head-on collisions. While driving on New Salem Highway southwest of town, an oncoming vehicle drifts across the double yellow lines into your lane, resulting in a devastating frontal impact.
  • Multi-vehicle pileups. A chain reaction crash on I-24 during rush hour involves multiple cars, trucks, and SUVs, creating a complex web of liability.

Common Causes of Murfreesboro Car Accidents

Understanding the root causes of car accidents can help prevent future tragedies. Some frequent factors in Rutherford County vehicle crash cases include:

  • Distracted driving. A teenager texting while driving down Northwest Broad Street rear-ends a stopped car at a construction zone.
  • Drunk driving. An intoxicated driver leaving a bar downtown near the Public Square swerves across lanes on East Main Street, sideswiping multiple parked cars.
  • Speeding. A driver racing down Middle Tennessee Boulevard near the university loses control and crashes into a residential building.
  • Fatigue. A long-haul trucker falling asleep at the wheel on I-840 drifts into another lane, causing a multi-vehicle accident.

What You Need to Know About Tennessee Car Accident Laws

As your Murfreesboro traffic collision attorneys, we're well-versed in the relevant laws that affect your case.

  • Statute of limitations. You have one year from the date of the accident to file a personal injury lawsuit in Tennessee. This is shorter than many other states that may have statutes of limitations of two, three, or even as many as six years in Maine and North Dakota. 
  • Modified comparative fault. Tennessee follows a 50% rule for comparative negligence. This means you can recover damages as long as you're found to be less than 50% at fault for the accident. Your compensation is reduced by your percentage of assigned fault.
  • Punitive damages. In cases of extreme negligence or intentional misconduct, you may be eligible for punitive damages in addition to compensatory damages. Generally, punitive damages are capped at either $500,000 or two times compensatory damages. 

Legal Requirements for Tennessee Car Insurance

Tennessee law requires all drivers to carry minimum liability insurance unless you qualify for an exemption. Failing to obtain insurance may result in fines and losing your right to drive your vehicle. 

The minimum liability requirements for car insurance in Tennessee are:

  • $25,000 per person for bodily injury or death
  • $50,000 per accident for bodily injury or death
  • $25,000 per accident for property damage

These minimums may not be enough to cover all damages in a serious accident. Our Middle Tennessee auto accident attorneys can help you navigate insurance issues and seek additional compensation when necessary and where possible.

Critical Steps to Take After a Murfreesboro Car Accident

If you find yourself injured in a car accident in Murfreesboro, be sure to follow these crucial steps to protect your health and legal rights.

  1. Ensure your safety and call 911 for emergency assistance.
  2. Seek medical attention, even for minor injuries.
  3. Document the scene with photos and witness information.
  4. Report the accident to your insurance company.
  5. Contact a Murfreesboro personal injury law firm before giving statements or accepting settlements.

How a Murfreesboro Car Accident Lawyer Can Help Your Case

When you choose GriffithLaw as your Tennessee car accident legal team, we will:

  • Investigate the accident thoroughly, gaining detailed insight into exactly what led to the car crash
  • Gather and preserve crucial evidence, including dashcam footage and medical records
  • Handle all communication with insurance companies, ensuring your legal rights are safely protected and helping you to avoid common pitfalls
  • Negotiate for a fair settlement, fighting for maximum compensation for your injuries and losses
  • Take your case to trial if necessary, protecting your best interests in court

Types of Compensation Available for Car Accident Victims

As your advocates, we'll fight for full and fair compensation, including:

  • Medical expenses, both past and future
  • Cost of assistive technology and long-term rehabilitation
  • Lost wages and diminished earning capacity
  • Physical pain and suffering
  • Emotional trauma
  • Property damage, like vehicle repairs or replacement
  • Loss of enjoyment of life
  • Punitive damages in cases of extreme negligence

The Sobering Reality of Rutherford County Car Crash Statistics

The Tennessee Department of Safety and Homeland Security reports that in 2023, Rutherford County experienced 9,858 traffic crashes, including 39 fatal accidents and 2,504 injuries. Alcohol impairment played a role in at least 377 of these collisions, and speeding contributed to 666 accidents. 

These numbers underscore the importance of safe driving practices and the need for experienced legal representation when accidents do occur.

Why Choose the Murfreesboro Car Accident Lawyers at GriffithLaw

At GriffithLaw, we combine local knowledge with extensive legal experience. Our team is deeply rooted in the Murfreesboro community, understanding the unique challenges and circumstances of accidents in our area. We're not just your attorneys; we're your neighbors, committed to helping you rebuild your life after a devastating car crash.

Attorney John Griffith secured a settlement of over $800,000 for Wallace Ardry, who was struck by a Home Depot truck driver near Pulaski. Mr. Ardry required neck surgery and lost his job as an electrician as a result of the accident. After an initial offer of $200,000 from the defense, we proceeded to trial where the jury ruled in favor of Mr. Ardry.

Don't let a car accident derail your life. Our experienced car accident lawyers are ready to fight for your rights and help you secure the compensation you deserve. We understand the physical, emotional, and financial toll a car crash can take on you and your family. Let us shoulder the legal burden while you focus on healing.